Self Directed IRA California

IRA Services

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Self Directed IRAs

If you’re one of the thousands of investors looking to expand your horizons, take control of your IRA or 401K, or see a higher return on your retirement funds, look no further. At Balboa Advisors, LLC, our dedicated and friendly staff is here to help you achieve these results and much more.

After we complete an initial fact finding phase, you will receive expert advice from a talented team of specialists with Asset Exchange Group and the National Association of Financial and Estate Planning (NAFEP). These individuals will walk you through a simple process that involves merging your traditional IRA or Roth into a self-directed IRA or 401K solo plan. You’ll see the benefits of these changes immediately. Where once you may have had an IRA custodian, with extra fees and rules, directing your investments and your decisions, you will gain complete independence and be able to control where and how your retirement funds are invested. Another great aspect of this new control allows the earnings on your investments to be tax free or tax deferred. Just think of how high the return on these investments could be!
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Non Recourse IRA Loans

Through our sister company, Bay Canyon Capital, we can guide you through the specialized process of finding financing for your real estate investments. When you use leverage in a self directed IRA or solo 401K plan, you must use non-recourse financing, meaning that you may not personally guarantee the loan in any way. Most traditional lenders are not geared to lend in this way. Our loan experts can guide you through the pre-underwriting process, helping you to calculate your potential return, even before you locate a property. Then, when you are ready to buy, we can supply you with the pre-qualification documents you will need to get your offer accepted. Finally, we will help make your closing smooth by handling the loan process for you from beginning to end.
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Reverse Mortgages

During the process of developing and managing your retirement plan, you may decide to investigate a reverse mortgage as one of your retirement tools. Again, our sister company, Bay Canyon Capital, can provide you with the information you need to decide if a reverse mortgage is right for you. If  you are at least 62 years of age, as HECM Advisors, we are equipped to offer you a line of credit or fixed loan using a HECM or Cash Plus product. Depending on the value of the property we can help you find a reverse mortgage up to $1,000,000, or more, with no payments, ever. And you can take the proceeds in the form of a line of credit, fixed monthly payments, or in a lump sum, even if it simply pays off your current home loan balance and relieves you of monthly payments.
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Investing In Trust Deeds

As a licensed real estate broker in the state of California, Bay Canyon Capital can also offer trust deed investments. This can be an easy first step towards investing in the real estate market with your retirement funds, and can improve the earnings in your retirement account substantially.
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